In Exante Merchant Bankers, we are positioned as the solution to the problems of non-payment of the debts owned by your entity.
With access to over 35,000 databases, and exclusive informants, we are specialized in both amicable and judicial recovery, helping banks to recover benefits, and increasing its solvency.
Through our comprehensive retrieval system we ensure that our clients recover the outstanding claims with the utmost readiness, ensuring that through our system to work in multidisciplinary teams, composed of: Financial, lawyers and researchers working together to exploit synergies generated between them.
They conduct the study of the various cases of default quantitatively and they also study the feasibility of payment from debtors, and determine the best system to use both the accrual of debt, and viability.
The legal department is responsible for the comprehensive study of each of the records we have, in order to identify possible gaps or specifics characteristics of the case, which could facilitate the final of situation, both for us and in favor of the debtor. Find for this second also possible ways to mitigate it.
Also this department is responsible for all communications with debtors, controlling them, the management and records of the payments as well as the implementation of legal, litigation, etc.
The lawyers receive all information collected by economic researchers, so in addition to the information received by the Financial, they are able to recognize and determine the real situation of the debtor.
It consists of a group of researchers with extensive experience in the financial sector. Within this department we found former police officers, specialized in the determination of the solvency and the assets of the debtor, which provide online (via the Back Office system), the corresponding reports.
Of course, our protocols ensure compliance with current regulations MarRisk, Basel II, Basel III and IFRS. Always, maximizing the transparency in accordance with law and human principles.